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On top of that, customers for this kind of plan can have severe lawful or criminal backgrounds. It is necessary to note that various providers use a series of concern ages on their assured concern policies as reduced as age 40 or as high as age 80 - free burial insurance. Some will also offer higher stated value, up to $40,000, and others will enable much better death advantage problems by enhancing the interest price with the return of costs or reducing the number of years up until a complete death advantage is available